Can I Have Multiple Microsoft Rewards Accounts?

If you’ve ever spent time racking up Microsoft Rewards points, you’ve probably wondered: “Wouldn’t it be easier if I just had more than one account?” It’s a tempting thought.

More accounts could mean more points, faster rewards, and maybe even double the gift cards or Xbox credits.

But before you go down that road, it’s worth slowing down. Microsoft has some strict rules around how Rewards accounts work, and bending them can come back to bite you.

At the same time, some nuances aren’t obvious when you first sign up.

I’ve put this guide together to break things down in plain English. By the end, you’ll know what’s allowed, what’s not, and the best ways to maximize your points without risking your account.

How Microsoft Rewards Accounts Work

Microsoft Rewards is tied directly to your Microsoft account. If you use Outlook, Xbox Live, Skype, or even just Windows, you already have one.

That account is the foundation for earning points—you get credit for searches on Bing, shopping at the Microsoft Store, playing games, and completing quizzes.

The important part: each Microsoft account can only have one Rewards profile.

So technically, yes, you could create another Microsoft account and start a new Rewards profile from scratch.

Nothing physically stops you from doing that. But the question is whether it’s a good idea—and whether Microsoft actually allows it.

Microsoft’s Official Rules on Multiple Accounts

Here’s the short version:

• One account per person. Microsoft Rewards terms of use state that each individual is allowed a single Rewards account.

• Multiple accounts in one household are allowed. For example, if you, your partner, and your kids all have their own Microsoft accounts, each of you can join Rewards separately. That’s totally fine.

• Account sharing is not allowed. You can’t set up multiple accounts for yourself under different names and then pool the points. Microsoft can detect suspicious activity, and if they think you’re gaming the system, they may suspend or close your accounts.

This means that while your household can technically have several Rewards accounts, you personally cannot.

What Happens If You Try to Run Multiple Accounts

I’ve heard stories from people who thought they were clever and opened two or three accounts for themselves. At first, it might seem to work. They earn points on each, maybe even redeem a few rewards. But sooner or later, problems start popping up:

• Verification requests. Microsoft sometimes asks you to verify your account details. If the information doesn’t match or looks suspicious, that’s a red flag.

• Account suspension. Rewards accounts that violate the rules can get locked. If that happens, you don’t just lose your extra account—you risk losing your original one too.

• Points forfeiture. Any points in a suspended account usually disappear. Microsoft doesn’t transfer them back to your main account.

In other words, the “multiple accounts” shortcut often ends up costing you more than it gives.

The Best Way to Earn More Points Without Multiple Accounts

If having multiple accounts for yourself is against the rules, what can you do instead? Fortunately, there are still a bunch of ways to speed up your point earning:

1. Max Out the Daily Bing Searches

Microsoft sets daily limits on search points for PC and mobile. Make sure you’re hitting both every day—it adds up surprisingly fast.

2. Take Advantage of Quizzes and Polls

The little daily quizzes on Bing often give more points than a full day of searches. They only take a few seconds, and they’re easy points.

3. Use Microsoft Edge

If you use Edge as your browser, you can earn bonus points just for browsing. It’s simple and doesn’t take extra effort once it’s your default browser.

4. Play Xbox Game Pass Quests

If you’re an Xbox Game Pass Ultimate member, you can rack up points by completing daily and weekly quests in your games. Some quests are as simple as logging in or playing a specific title.

5. Refer Friends and Family

Microsoft sometimes offers referral bonuses when others sign up. That way, even if you can’t have multiple accounts yourself, you can benefit from people in your household signing up with their own.

6. Shop in the Microsoft Store

If you already buy digital games, movies, or apps from Microsoft, make sure you’re logged in so you get points on every purchase.

What About Households With Multiple Accounts?

Now here’s where things get interesting. While you can’t have more than one account for yourself, households can pool rewards indirectly.

Let’s say you and your partner each have a Microsoft account. You both earn points separately, but you can each redeem gift cards, Xbox credits, or even sweepstakes entries.

While you can’t officially merge the accounts, you can use the rewards collectively—for example, one person redeems for Xbox Game Pass while the other grabs Amazon gift cards.

This way, you’re technically following the rules, but still getting the benefit of multiple accounts in your household.

FAQs

Can I create a second account just to get more points for myself?

No, Microsoft’s rules are clear: one Rewards account per person. Creating extras could get you banned.

Can my kids have their own accounts?

Yes, if they have their own Microsoft accounts, they can sign up for Rewards. Keep in mind that minors may need parental consent.

Can I combine points from multiple accounts?

No, there’s no official way to merge or transfer points. Each account is separate.

What if my account gets suspended?

If your account is flagged for violating the rules, you may lose access to Rewards entirely. The points in that account are usually gone for good.

How do people get caught running multiple accounts?

Microsoft has automated systems to track unusual behavior—like logging in from the same IP on several accounts, redeeming rewards too quickly, or entering duplicate info.

The Bottom Line

So, can you have multiple Microsoft Rewards accounts? The answer is simple: you can’t have more than one for yourself, but your household can each have their own.

It might be tempting to try sneaking in an extra account, but it’s not worth the risk. Instead, focus on maxing out the legit ways to earn more points and encouraging your household to join in.

That way, you’ll still get plenty of rewards without worrying about suspensions or lost points.

I’ll leave you with this question: if you could pick just one reward to save your points for—whether it’s Xbox Game Pass, Amazon gift cards, or something else—what would it be?