How To Make Microsoft Rewards A Passive Income Stream

If you’ve ever used Bing, played on your Xbox, or even just logged into your Microsoft account, you’ve probably noticed something called Microsoft Rewards.

It’s that little system that gives you points for doing everyday things like searching the web, taking quizzes, or buying games.

Most people treat it like a nice bonus—something that gets you a few gift cards here and there.

But what if I told you that, with the right strategy, Microsoft Rewards can actually turn into a small passive income stream?

Not something that’ll replace your salary, but enough to consistently cover a few subscriptions or fund small online purchases every month—without you lifting a finger after setup.

In this post, I’ll show you exactly how to make Microsoft Rewards work for you automatically, so you can turn casual browsing into steady, low-effort earnings.

What Exactly Is Microsoft Rewards?

Microsoft Rewards is a free loyalty program by Microsoft that gives you points for completing various activities within the Microsoft ecosystem. You can earn points for:

Searching with Bing (both on desktop and mobile)
Playing or buying games on Xbox
Completing daily quizzes and challenges on the Microsoft Rewards dashboard
Shopping at the Microsoft Store
Participating in promotions and special bonus activities

Those points can then be redeemed for things like gift cards (Amazon, Xbox, PayPal, Starbucks), sweepstake entries, or even donations to charities.

Now, most people stop there—they earn a few points a day and move on. But if you want to turn this into a steady, recurring passive income source, you need to go beyond the basics.

Why It’s Worth Turning Microsoft Rewards into a Passive Income Stream

The beauty of Microsoft Rewards is that it rewards you for what you already do—searching online, playing games, and using Microsoft services.

With a bit of setup, you can automate or streamline many of these actions so points accumulate automatically.

Let’s say you average about 500–1,000 points a day (which is doable). That’s roughly 15,000–30,000 points per month. Depending on your redemption options, that can translate to:

$10–$25 in gift cards or PayPal cash
Enough for a few months of Netflix, Spotify, or Xbox Game Pass
Or small but steady donations to causes you care about

Now imagine that continuing month after month, without much active effort. That’s the definition of passive income: earning consistently from systems you’ve already set up.

Step 1: Set Up and Maximize Your Microsoft Rewards Account

If you haven’t already joined, go to rewards.microsoft.com and sign in with your Microsoft account. It’s 100% free.

Once inside, head to your dashboard—that’s where all your earning opportunities appear. You’ll see:

Daily Sets: Three daily activities that can give bonus points if completed consecutively.
Quizzes and Polls: Quick and easy, often giving 30–50 points per click.
Weekly Bonuses: Challenges that reward consistent engagement.

Complete your first few manually so you understand how it works. After that, you can start setting up automations.

Step 2: Automate Bing Searches for Daily Points

This is the secret sauce. You can earn up to 150 points per day (sometimes more) just from Bing searches. Here’s how to make it automatic:

Option 1: Use a Bing Search Automation Tool

There are several safe browser extensions and scripts that mimic your Bing search activity automatically. You can set them to run daily and perform the required number of searches for points.
Pro tip: Always review your tool’s trustworthiness before installing anything. Stick to open-source or verified extensions with strong reviews.

Option 2: Mobile + PC Combo

Microsoft gives you separate points for desktop and mobile searches. To maximize your earnings, sign in on both devices. Use Bing as your default search engine on your phone and PC, and your searches will automatically earn points on both sides.

Option 3: Voice Search

If you use Microsoft Edge or Cortana, you can even earn small bonus points through voice searches. It’s a nice addition that happens naturally over time.

Step 3: Take Advantage of Xbox Integration

If you have an Xbox, this is where the points start adding up passively. You can:

Enable automatic game tracking: You earn rewards for achievements, logging in, or playing specific titles.
Join Xbox Game Pass Quests: Many of these are simple (like playing a game for a few minutes).
Buy through your console: Purchases on Xbox automatically earn points if your account is linked to Microsoft Rewards.

Just make sure you’re signed in with the same Microsoft account everywhere.

Step 4: Use Microsoft Edge and the Rewards Extension

Switching your default browser to Microsoft Edge pays off—literally. You get bonus points for searching and browsing through Edge. You can also install the Microsoft Rewards Browser Extension, which helps you:

Track your daily progress
Get reminders to complete quizzes
Receive notifications of new point opportunities

Once set up, it runs quietly in the background, ensuring you never miss potential points.

Step 5: Redeem Strategically for Real Value

Not all redemptions are equal. Some offer more “value per point” than others. For example:

Amazon or PayPal gift cards are the most versatile—they convert directly to spendable cash equivalents.
Xbox or Microsoft Store credits are great if you’re in the gaming ecosystem.
Recurring redemptions: Set reminders to cash out at consistent intervals (e.g., once per month).

I personally prefer PayPal because it turns digital points into real-world spending money.

Step 6: Stack Earnings with Referrals and Bonuses

Microsoft occasionally runs referral promotions where you can earn extra points by inviting friends. These offers aren’t always active, but when they are, they can give you a serious boost.

You can also check for “double points” days or monthly streak bonuses. The key is consistency—the longer you stay active, the more multipliers you unlock.

Step 7: Create a Passive Habit Loop

Once everything’s in place, your setup should look something like this:

Bing searches run automatically or naturally during your day.
Xbox logs your gaming time and achievements.
The Rewards extension tracks and reminds you of opportunities.
You check your dashboard once a week for any new bonuses.

That’s it. Within a few weeks, you’ll notice your balance growing faster than you’d expect—with almost no manual effort.

Step 8: Use Your Rewards Like Passive Income

When you consistently redeem points for gift cards or cash, you’re effectively offsetting real expenses. For instance:

$10 in Amazon cards can cover small monthly purchases.
$15 in PayPal cash can go toward your streaming subscription.
$25 in Xbox credits can fund your Game Pass.

It’s not about replacing your income—it’s about creating a small self-sustaining system that makes your digital life cheaper and more rewarding.

FAQs

Can Microsoft Rewards really be passive?

Yes, to a degree. While you can’t completely “set it and forget it,” most earning methods (like Bing searches and Xbox tracking) can run with minimal effort once set up.

Do Microsoft Rewards points expire?

Yes, points can expire if your account is inactive for 18 months. Staying active—even with a few searches per week—keeps your balance safe.

Is using automation against Microsoft’s terms?

Automating searches may violate Microsoft’s policies if done in a way that mimics unnatural activity. It’s safer to rely on natural daily habits and legitimate tools, like setting Bing as your default search engine across devices.

How much can I realistically earn per month?

With consistent effort, most people earn between 10,000 and 30,000 points monthly, translating to roughly $10–$25 in rewards.

Can I use multiple accounts?

No, Microsoft discourages having multiple accounts for the same person. Stick to one to avoid losing access to your points.

Final Thoughts

Turning Microsoft Rewards into a passive income stream isn’t about gaming the system—it’s about being smart with your habits. You’re already searching, browsing, and playing; this just makes those actions pay you back.

The best part is, once everything’s running smoothly, it takes almost no extra time. Just a few small tweaks, and you’ll be earning free value from the things you already do every day.

So here’s my question to you: If your everyday online activity could pay you back—even a little—what’s stopping you from setting it up today?