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How To Solve all Your Money Problems Forever

How To Solve Your Money Problems

How To Solve Your Money Problems


The majority of the challenges encountered worldwide have been attributed to money problems; the present underdevelopment in Africa, the majority of broken marriages all over the world, and crimes committed have all been influenced by the lack of money.

A wise man once said;

The love of money is not the root of evil, but the lack of it.

When money is needed and is not found, it can put many things out of place; so many dreams have crash-landed, so many visions and aspirations could not be brought to life all because of money.

Lastly, the need for money should not be a drive to commit a crime or engage in something stupid.

A wise man also said;

Money Flows in place of value.

Making money is easy; the more value you add, the more cash will likely be generated.

If you’re struggling financially, you’re not alone. We are living in very unpredictable times. The pandemic has created economic uncertainty for a lot of people.

Despite the prevailing financial reality, the good news is that there is a way to jump back from your economic difficulties.

Valid Reasons Why You Have Money problems.

Before going into core details in this article, I would like to broaden your perspective on the root cause of lack of money; before venturing to make money as an individual, it is wise to understand why you don’t have money in the first place, this would help you carve your path in the proper direction.

1. You are Young.

If you’re young, the chances are that you haven’t been in the workplace deep enough to save a lot of money. But, on the other hand, if you’re in this spot, don’t let this reason hold you back from becoming financially confident.

Your biggest asset is your youth. Start saving and investing money when you’re young. When you have time on your side, it’s incredible where you can end up in your 40s and 50s.

Commit to embracing good money habits, build your skillset, and learn the value of combining value through your work. If you can do that, you’ll set yourself up to win in the future.

2. You are not Privileged.

As a young man growing up, I was not privileged in life, not that I was born poor I was born with a silver spoon in my mouth, but I had careless parents who could not project into the future.

I learnt what scarcity meant at a very young age; I did not have my teenage years to myself; I had to think all for myself, and guess what? Those experiences have made me the man I am today; I understand better now, though I am not there yet.

The bottom line is that you may not be privileged, yet don’t think that you don’t stand a chance; there is hope.

3. You Lack The Proper Mindset.

Another reason why most people lack money is their mindset; having to think that you need a college degree and a high-paying job is a part of what kills people in this present age today; most people even think that starting a business is not their thing and they see rich people as wicked.

If you fall into this category of people, you are far from being rich in life.

4. You seek out Quick-Rich Schemes.

Most people make one mistake in seeking out quick-rich schemes; valuable money is never made in such a manner; you should understand that any funds made without value attached to it will not last.

Quick-Rich schemes such as gambling and Ponzi-Schemes should be avoided at all costs.

Learn to add value if you want to make money because money flows in line with value.

5. You are not a Patient.

Impatient people will never achieve anything worthwhile; their impatience will surely cut kill their success before it matures; most people with this attitude are usually a time bomb to themselves; they work for other people to come and eat up their rewards.

Patience is a virtue that should be exhibited if success is in pursuit; great things are built on patience.

6. You Think Making Money Online Is A Scam.

Some people think that making money online is a scam; I feel for these people because they may never understand absolute freedom.

In the 21st century, the digital age, everything business model that ever existed has moved on the internet; ask yourself why you are not moving with the trend.

Making money is one symbol of financial freedom.

As a great man once said;

If you don’t learn how to make money while you sleep, then you will work till you die.

Do you want to master the art of financial freedom? Then believe that money can be made online.

How To Solve Your Money Problems.

Solving money problems cannot be achieved in just a single day; there are processes that you must undergo as a person, or else you intend to rob a bank or scam some specific individual, then you can partially solve all your money problems because they will still come back.

The wisdom used in wealth creation is vital because it will also be utilized when sustaining it.

1. Learn To Invest.

Learning to invest is one of the major problems of those people who experience financial scarcity sadly, the majority of them do not like the idea of investment because they have been used to being broke; another category wants to come out of their present situation, but they invest at anything that comes their way provided it guarantees a very high volume of returns. Unfortunately, only a few of them are wise enough to choose the best investment portfolio and scale through their way out of financial embarrassment.

The difference between the three categories mentioned above is proper education.

It would help if you were well educated and informed to choose the best investment that suits you.

The probability that investment will be successful lies in the level of education of such an individual. It would help if you understood how an investment works before casting all your lots into it.

To better understand this section, I wrote a comprehensive guide to help you choose the best investment portfolio that will make you money; click the link below to get started.

2. Learn How To Sell.

A wise man once said;

Majority of People have what to sell, but don’t know how to sell.

The reason why many are so poor and will remain poor is simply that they cannot sell.

I was reading a book recently by a very great author called Olumide Emmanuel; he made a very significant statement about selling, and here is what he had to say;

Good Product X Bad Marketing = Loss.

Bad Product X Good Marketing = Profit.

Good Product X Good Marketing = Profit.

Sales drive this world, and the very few people you see on top were able to create an excellent product and implement a very effective sales strategy that grew their income to the extent where they built reoccurring payments.

Good salespeople are usually on top in whatever field they operate, spend quality time mastering various sales techniques today and skyrocket your business.

I wrote a comprehensive guide on how to begin your digital marketing career; click the link below to get started.

3. Start Investing On The Internet.

The internet is the new business of the 21st century; Bill Gates, the CEO of Microsoft made a quote, and he said;

If you don’t take your business online, you will soon be out of business.

This is pretty straightforward and requires no further explanation to comprehend.

Every existing business model from way before the internet has shifted to the internet; When you talk about sales, Gaming, Content Creation, Music and Movies, all have moved over to the internet.

In conclusion, all I have to say is to start investing in the internet as soon and quickly as possible; there are endless possibilities.

I wrote a guide to help you start investing on the internet; click the article to read more.

4. Understand How Affiliate Marketing Works.

Affiliate marketing is a business model that allows you to market other people’s products for a commission.

Most people think that they need to be able to create a product before they can make money, but this is not true; you can sell other people’s knowledge and products and make money from the commission; this is called affiliate marketing.

Affiliate marketing is a huge business model because it allows you to work independently on your own without any supervision and still get to make cool cash.

One thing about affiliate marketing is that you don’t need to have a college degree to get started; all that is required is, ever essential good knowledge in sales, and the commission begins to roll in.

I wrote a guide to help you get started with affiliate marketing; I recommend you read this article to understand better how this business model is designed to work and how you can start making money off it.

5. Master The Use Of Social Media.

Social media is an essential tool in the information age today; so much progress has been made regarding the effective use of social media.

Social media platforms like Facebook, Twitter, Instagram and TikTok have made the world a global village leading to the massive growth surge in many other business industries.

Knowing how to use social media can help you boost your financial status.

There are so many productive ways to leverage social media’s power, which is why I decided to link to a more comprehensive guide to show you how to do it.

Various links will be dropped in this section; make sure to follow each of them one after the other to master the effective use of social media to maximize profit.

6. Connect With The Right People.

Dear reader, a wise man once said;

No man is an island of himself.

Another wise man also said in one of his quotes;

Your Network is your network.

The third and final quote is viral, and it states;

The difference between the rich and the poor is the level in inquisitiveness, rich people ask questions, while the poor do not.

Don’t just sit down and think all is well when all is not well; you owe it to yourself to ask questions whenever you are stuck at a certain point; always make sure that you never leave yourself in the dark thinking that it is meant that way, No!!!, you should get up to your feet to make things work, and one effective way to do that is by connecting with people that can impact you, one way or the other.

I was watching a video on YouTube from one of my mentors called Danlok; he said something about people getting stuck in life;

One of the things he mentioned was that people get stuck in life when the size of their fist can describe all they know, and in the true sense, all they need to know is just the size of a vast room.

This implies that most people are in the condition they know very little, and it is not enough to get them out of their predicaments.

My advice to you is to connect with people, both online and offline, ask them questions about what you are not clear about;

you might be turned down, but trust me, keep pushing till you eventually get the answers you need.

Do not only connect, but also make sure you buy books, get free courses, read blogs, and get a mentor.

7. Discover Your Talent.

Most people suffer because they are not in their element; trust me, everyone has their area of specialization and strength, but the problem lies in the fact that few people are ready to tap into that well of resources.

This is where talent discovery plays a significant role; discovering your talent can help you scale through life very quickly.

Unfortunately, many people even ignore their talent, which has caused them to experiences shortcomings in life.

To bring this all to a conclusion, there is always one unique thing about you; make sure that you don’t ignore it.

I wrote a comprehensive guide to help you learn how you can discover your talent; click the link below to get started.


Now that you are aware of these possible reasons why you might not have money, here is an article I recommend you read to help you discover your talent and how it can be monetized.

What do you think?

Written by Udemezue John

Hello, I'm Udemezue John, a web developer and digital marketer with a passion for financial literacy.

I have always been drawn to the intersection of technology and business, and I believe that the internet offers endless opportunities for entrepreneurs and individuals alike to improve their financial well-being.

You can connect with me on Twitter


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