5 Overlooked ChatGPT Features To Make More Money Online

Introduction.

Making money online has never been more possible—or competitive. I’ve talked to tons of creators, small business owners, and freelancers who are using ChatGPT to boost their income, but most are only scratching the surface.

There are features buried right inside ChatGPT that could save you hours and unlock entirely new income streams.

The thing is, a lot of these powerful tools don’t scream for your attention. They’re easy to miss. But once you know where to look, they can help you write faster, sell better, and even come up with new products or services.

So if you’re already using ChatGPT to help with content, marketing, or business, this guide is for you.

I’m going to walk through 5 often-overlooked features that can actually help you make more money online—whether you’re a creator, coach, seller, or freelancer. I’ll keep it clear, honest, and straight to the point.

Let’s jump in.

Here are Overlooked ChatGPT Features To Make More Money Online

1. Custom Instructions = Personal Money Assistant

Most people don’t realize ChatGPT lets you customize how it responds. This feature is hiding under “Custom Instructions.” It allows you to tell ChatGPT what to focus on, how to speak, and even what your goals are.

Here’s how I use it:

I tell ChatGPT that I’m focused on growing my email list, writing better product descriptions, and creating offers that convert.

That way, every time I ask for help, it gives me answers tailored to my business goals—not just general advice.

If you’re trying to grow an Etsy store, write better YouTube scripts, or even build a coaching business, setting custom instructions makes ChatGPT behave like your personal assistant—trained on you.

To try this:
Click your name > Custom Instructions > and fill out the two boxes.
Write something like:

“I’m building a digital product business selling Notion templates. Help me write better product pages, marketing emails, and upsells.”
“Speak like a friendly, professional coach who explains things simply.”

It takes 2 minutes and changes everything.

2. Use It to Reverse-Engineer Top Sellers

If you’re selling anything—digital products, eBooks, merch, services—you should be looking at what’s already selling. But you don’t have to dig through pages of Etsy or Amazon listings yourself.

Ask ChatGPT to help. Try a prompt like:

“Give me a breakdown of the top 10 Etsy product listings for ‘printable planners’—what makes them successful, and how I can apply that to my own shop.”

It can analyze:

Pricing trends
Description styles
SEO keywords
What customers love (or hate) in the reviews

Then you can tweak your listings based on real market data. This is one of the easiest ways to make small changes that can lead to more conversions—without guessing.

3. Use Advanced Data Tools to Spot Trends

(Only in ChatGPT Plus or Pro)

If you’re on ChatGPT Plus ($20/month), you’ve got access to tools like Advanced Data Analysis. This is huge if you’re running an online store, managing a blog, or doing any kind of affiliate marketing.

You can upload your sales reports, email open rates, ad data, and let ChatGPT tell you:

What products are performing best
Which emails are getting the most clicks
Where people drop off in your funnel

Example:

“Here’s a CSV of my Etsy sales—what’s the average order value, and which products are often bought together?”

Even if you’re not a numbers person, this tool makes data feel easy. And if you’re not using it, you’re leaving useful money-making insights on the table.

4. Voice Mode = Fast Content Creation

If you’re not a fast typer, or your brain works better when you talk things out, this one’s a game changer. On the ChatGPT mobile app, you can talk to ChatGPT using Voice Mode (works best with GPT-4o).

I use it for:

Drafting blog posts on the go
Brainstorming YouTube ideas
Outlining sales funnels while walking my dog

You can literally talk through your ideas and get instant, smart feedback. Then copy-paste the output into a doc or Notion. This works way faster than trying to organize all your ideas by typing—and it feels like having a co-founder in your pocket.

To use it:
Open the mobile app → Tap the headphone icon → Start talking.

5. Use Memory (When It’s Available) for Long-Term Strategy

Memory is slowly rolling out to all ChatGPT users. Once you have it, it remembers key details between chats—like your business type, content style, audience, and goals.

It’s still optional, and you can turn it off anytime. But when turned on, it means ChatGPT remembers what you’re working on, and helps you build long-term strategies.

Say you’re building a course, and every week you come back to write a new module. Memory keeps track of your outline and voice so each session picks up where you left off—no re-explaining.

That consistency helps you move faster and keep your content tight.

FAQs

Do I need to pay to access these features?

Some tools (like Advanced Data Analysis and Voice Mode) are part of the GPT-4o subscription. It’s $20/month for most users and includes access to the best features.

Will ChatGPT build me a money-making business by itself?

No. It’s not magic. But it’s a ridiculously powerful co-pilot when you bring the strategy and action.

How do I know if I have “Memory”?

Click your name > Settings > Personalization > Memory. You can see if it’s on, off, or still rolling out to you.

Bonus: Great Prompts to Try

Try these out right now:

“Help me come up with 10 Instagram captions for promoting my eBook about personal finance.”
“What’s a good lead magnet idea I can offer for my email list if I sell Excel templates?”
“Here’s my product description. Rewrite it to be more persuasive and SEO-friendly.”
“Act as an Etsy coach. Give me steps to improve conversion rates on my best-selling product.”

Further Resources

ChatGPT Official Help Docs – See what’s new
Etsy Seller Handbook – Real tips for product-based businesses
Teachable’s Free Blog – If you’re thinking about launching a course
ConvertKit – Great for creators and email marketing
Beehiiv – Amazing if you’re looking to monetize a newsletter

Final Thoughts

There’s a lot of noise out there about “making money online.” But what most people miss is that small tools—like how you use ChatGPT—can create major shifts in your income.

You don’t need to use it for everything, just the things that matter: content, research, strategy, speed.

Most users only tap 20% of what ChatGPT can actually do. That other 80%? It’s where the money is.

So here’s the big question:

What’s one thing you could ask ChatGPT to help with this week that might directly grow your income?