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How To Transfer Money From Upwork To My Bank Account

How To Transfer Money From Upwork To My Bank Account

How To Transfer Money From Upwork To My Bank Account


Upwork is a popular online marketplace where freelancers and clients can connect and collaborate on various projects.

As a freelancer, one of the most critical aspects of using Upwork is being able to receive payments for the services you provide.

Fortunately, Upwork provides a straightforward way for freelancers to withdraw their earnings and transfer the funds to their bank accounts.

In this article, we will discuss the steps involved in transferring money from Upwork to your bank account, ensuring you can access your hard-earned money quickly and easily.

What Is Upwork?

Upwork is a global online platform that connects businesses and organizations with freelancers and independent professionals from around the world.

The platform offers a range of services, including web and mobile development, graphic design, content creation, marketing, and administrative support.

Upwork provides a flexible and accessible way for clients to find the talent they need, while also providing freelancers with the opportunity to showcase their skills and expertise to a wide range of potential clients.

The platform offers various features such as job postings, proposals, messaging, and secure payment systems to facilitate smooth and efficient collaborations between clients and freelancers.

Upwork has become one of the leading online job marketplaces, with millions of freelancers and clients from over 180 countries using the platform to find work and hire talent.

Why Should I Transfer Money From Upwork To My Bank Account?

Upwork is a great platform for freelancers to earn money online by providing their services to clients from all over the world.

As a freelancer on Upwork, you can accumulate earnings by completing jobs for your clients. However, to use your earnings, you need to transfer them from your Upwork account to your bank account.

There are many reasons why you should transfer your earnings from Upwork to your bank account.

1. To Pay for Your Expenses.

First, having your money in your bank account makes it easier for you to access it and use it to pay for your expenses.

2. Keep Track of your income and Expenses.

Second, having your earnings in your bank account can help you keep track of your income and expenses, which is important for financial planning and tax purposes.

3. Help you Save money.

Third, transferring your earnings to your bank account can help you save money by avoiding high fees associated with alternative payment methods.

4. It is easier to Have earnings In Your Local Currencies.

Secondly, it is more convenient to have your earnings in your local currency rather than having to deal with foreign exchange rates and conversion fees.

Additionally, if you’re based in a country where PayPal or other online payment platforms are not supported, transferring funds directly to your bank account is the only option available.

Upwork provides a secure and reliable platform for freelancers to receive payments and transfer their earnings to their local bank accounts.

How do I transfer money from Upwork to my bank account?

If you’re a freelancer who works on Upwork, you may be wondering how to transfer your earnings from Upwork to your bank account.

Fortunately, the process is straightforward, and in this article, we will explain how to do it.

Before we get into the steps for transferring money, it is important to understand the different payment options available on Upwork. Upwork offers several payment options, including:

  • Direct to Local Bank (formerly known as Bank Transfer)
  • PayPal
  • Skrill
  • Payoneer

In this article, we will focus on the Direct to Local Bank option, as it is the most commonly used payment method for Nigerian freelancers.

Here are the steps for transferring money from Upwork to your Nigerian bank account:

1. Add Your Bank Account Details.

The first step is to add your bank account details to your Upwork account. To do this, log in to your Upwork account and click on your profile picture at the top-right corner of the screen.

Then, select “Settings” from the drop-down menu and click on “Get Paid.” Here, you will see the option to add your bank account details.

Make sure to enter the correct information, including your bank account number, bank name, and SWIFT code.

2. Request Payment.

Once your bank account details are added, you can request payment for your earnings. To do this, go to your “Reports” tab and click on “Available.” Then, select the “Get Paid Now” button and choose the Direct to Local Bank option.

3. Confirm Payment.

After you have selected the Direct to Local Bank option, you will be asked to confirm the payment.

Make sure to review the payment details, including the amount to be transferred and the bank account details. If everything looks correct, click on the “Get Paid Now” button to confirm the payment.

4. Wait for Payment to Be Processed.

After you have confirmed the payment, you will receive a message that your payment has been processed.

The processing time can vary, but it usually takes 2-5 business days for the money to be credited to your bank account.

5. Withdraw the Money.

Once the money has been credited to your bank account, you can withdraw it from any ATM or use it to make purchases with your debit card.

Here are the steps to transfer money from Upwork to your bank account:

1. Set up your payment method.

Before you can transfer money from Upwork to your bank account, you must have a payment method set up.

Go to your Upwork account settings, click on “Get Paid”, and then select your preferred payment method.

You can choose from options like direct deposit, PayPal, wire transfer, or Payoneer.

2. Request payment.

Once you have completed a job and the payment has been approved by the client, you can request payment.

Go to your “Reports” tab, select the job for which you want to receive payment, and click on the “Get Paid” button.

3. Select payment method.

Choose the payment method you want to use to receive payment. If you have set up multiple payment methods, you will need to select the one you want to use for this payment.

4. Enter payment details.

If you are using direct deposit, you will need to enter your bank account details. If you are using PayPal, you will need to enter your PayPal email address. If you are using Payoneer or wire transfer, you will need to enter your account details.

5. Review and submit payment requests.

Double-check all the payment details and click on the “Submit” button to complete the payment request.

6. Wait for payment.

Once you have submitted the payment request, you will need to wait for the payment to be processed.

Upwork usually processes payments within a few days, but it may take longer for the payment to appear in your bank account, depending on your payment method.


Transferring money from Upwork to your Nigerian bank account is a straightforward process. By following the steps outlined in this article, you can easily transfer your earnings and access your hard-earned money.

Finally, By following these steps, you can easily transfer your earnings from Upwork to your bank account.

Keep in mind that there may be fees associated with certain payment methods, so be sure to check the Upwork website for more information.

What do you think?

Written by Udemezue John

Hello, I'm Udemezue John, a web developer and digital marketer with a passion for financial literacy.

I have always been drawn to the intersection of technology and business, and I believe that the internet offers endless opportunities for entrepreneurs and individuals alike to improve their financial well-being.

You can connect with me on Twitter


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