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Top Apps To Make Money Online In Nigeria as a Student

Online Ideas You Should Start In Nigeria

Introduction.

As a student in Nigeria, managing school, personal expenses, and sometimes family responsibilities can be tough.

Having an extra source of income can make life a lot easier, and with the internet, opportunities to earn money are now more accessible than ever.

The great thing is that many apps allow you to work or earn right from your phone or laptop without needing a massive investment or specialized skills.

This blog is all about showing you some of the best apps you can use to start making money online while still focusing on your studies.

I’ll walk you through the apps, how they work, and what makes them suitable for students. Let’s get started.

Top Apps to Make Money Online in Nigeria as a Student

1. Fiverr

Fiverr is one of the most popular freelancing platforms in the world. It allows you to offer your skills and services, from graphic design to writing, video editing, or even social media management.

  • How it works:
    You sign up, create a profile showcasing your skills, and list the services (called “gigs”) you want to offer. Clients looking for freelancers hire you, and you get paid once the job is done.
  • Why it’s great for students:
    You can work at your own pace and decide how much time to dedicate to it. Plus, you get to set your rates.

2. Upwork

Upwork is another freelancing platform similar to Fiverr but focuses more on long-term projects.

  • How it works:
    You create a profile, bid on projects, and get hired by clients. The projects range from data entry to programming and virtual assistance.
  • Why it’s great for students:
    If you’re looking for consistent work, Upwork can help you find clients who need your skills for ongoing jobs.

3. Binance

For students interested in crypto trading, Binance is a platform that allows you to buy, sell, and trade cryptocurrencies.

  • How it works:
    You create an account, deposit funds, and start trading cryptocurrencies like Bitcoin and Ethereum. Binance also offers features like staking, where you can earn passive income.
  • Why it’s great for students:
    While it requires some initial knowledge, Binance has educational resources to help you learn. It’s a good way to invest and earn over time.

4. YouTube

Creating a YouTube channel can be a fantastic way to share your passion and make money through ads, sponsorships, or affiliate marketing.

  • How it works:
    Choose a niche (e.g., tech reviews, vlogs, tutorials), create content, and grow your subscriber base. You earn money through ad revenue, sponsorships, and selling products or services.
  • Why it’s great for students:
    Once your channel starts growing, it can become a steady source of passive income.

5. PiggyVest

While PiggyVest is primarily a savings and investment app, it has features that let you earn extra income.

  • How it works:
    Save money, invest in low-risk opportunities, and earn interest on your savings.
  • Why it’s great for students:
    It helps you develop financial discipline while earning from your investments.

6. WhatsApp Business

If you’ve been looking to start a small business, WhatsApp Business is an app that makes it easy to manage customers and sell products.

  • How it works:
    Use the app to showcase your products, interact with buyers, and take orders.
  • Why it’s great for students:
    It’s simple to set up, and you can run your business alongside your studies.

7. Survey Time

Survey Time pays users for completing surveys.

  • How it works:
    Sign up, complete surveys, and get paid instantly through PayPal or other payment methods.
  • Why it’s great for students:
    It’s easy to do in your spare time, and the payout is fast.

8. Skillshare

If you have a skill you can teach, Skillshare allows you to create and sell online courses.

  • How it works:
    Upload your course, and you get paid based on the number of students who watch your content.
  • Why it’s great for students:
    You can earn passive income while helping others learn something new.

FAQs

Do I need to pay to use these apps?

Most apps are free to join. However, platforms like Fiverr and Upwork take a small percentage of your earnings.

How much can I realistically earn?

It depends on the app, your skills, and how much time you invest. For example, freelancing on Fiverr or Upwork could earn you anywhere from ₦20,000 to ₦150,000 per month or more, depending on your level of commitment and the demand for your skills.

Can I balance online work with my studies?

Yes! The key is to set a schedule and prioritize your schoolwork. Most apps allow you to work flexibly.

Are these apps safe to use?

Most reputable apps like Fiverr, Upwork, and Binance have secure systems. However, always be cautious about sharing sensitive information.

Conclusion

Making money online as a student in Nigeria is not just a dream—it’s a practical way to gain financial independence and learn valuable skills.

The apps I’ve shared are just a starting point, but success depends on your determination and consistency.

Which of these apps are you most excited to try, and what’s holding you back from starting today?

What do you think?

Written by Udemezue John

Hello, I'm Udemezue John, a web developer and digital marketer with a passion for financial literacy.

I have always been drawn to the intersection of technology and business, and I believe that the internet offers endless opportunities for entrepreneurs and individuals alike to improve their financial well-being.

You can connect with me on Twitter Twitter.com/_udemezue

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